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The authors report on the yearlong "financial diaries" of villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific... Read more
The authors report on the yearlong "financial diaries" of villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. --from publisher description
Portfolios of the Poor Paperback edition by Daryl Collins
List of Tables vii List of Figures ix Chapter One: The Portfolios of the Poor 1 Chapter Two: The Daily Grind 28 Chapter Three: Dealing with Risk 65 Chapter Four: Building Blocks: Creating Usefully Large Sums 95 Chapter Five: The Price of Money 132 Chapter Six: Rethinking Microfinance: The Grameen II Diaries 154 Chapter Seven: Better Portfolios 174 Appendix 1: The Story behind the Portfolios 185 Appendix 2: A Selection of Portfolios 211 Acknowledgments 243 Notes 247 Bibliography 265 Index 273
Daryl Collins is senior associate at Bankable Frontier Associates in Boston. Jonathan Morduch is professor of public policy and economics at New York University and coauthor of "The Economics of Microfinance". Stuart Rutherford is the founder of SafeSave, a microfinance institution in Bangladesh. Orlanda Ruthven recently completed a doctoral degree in international development at the University of Oxford, and currently lives in Delhi.
Explains how the poor find solutions to their everyday financial problems by conducting year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa - records that track penny by penny how specific households manage their money.
Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. This title systematically explain how the poor find solutions to their everyday financial problems.
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